Yes, insurance is required in most places to legally drive a car on the road. It provides financial protection in case of accidents, damage, or theft.
Common types of coverage include liability, collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage.
Liability insurance covers damages you're legally responsible for in an accident. It includes bodily injury and property damage coverage for other parties.
Collision insurance covers repairs to your car in case of an accident, regardless of who's at fault.
Comprehensive insurance covers non‐collision incidents like theft, vandalism, natural disasters, and more.
Consider factors like the value of your car, your budget, and your risk tolerance. It's often recommended to carry liability, collision, and comprehensive coverage.
Yes, you can typically transfer your insurance to your new used car. Notify your insurance company and provide the necessary information.
Contact your insurance provider with the car's details, and they'll guide you through the process of adding the new vehicle to your policy.
Insurance costs are influenced by factors like the car's age, make, model, and safety features. Used cars might have lower premiums due to their lower value.
Yes, some insurers offer discounts for features like anti‐theft devices, safety features, good driving records, and bundling multiple policies.
Shop around and get quotes from multiple insurance providers. Consider factors beyond price, like customer service and coverage options.
Even if your car is not being driven, it's recommended to maintain insurance for coverage against theft, vandalism, and other potential risks.
Contact your insurance company as soon as possible to report the accident. They'll guide you through the claims process.
Yes, you can adjust your coverage limits or add/remove coverage types as needed. However, consider potential consequences before making changes.
It's a good idea to review your policy annually or whenever there are significant changes to your car, driving habits, or life circumstances.
